The vast majority of credit repair services don’t work – not even the big “reputable” ones.

Read that sentence again.

Now read below to learn why we are different.

Also learn why we are the only credit repair service that might end up MAKING you money.

This is not an exaggeration.

Watch this 5 minute video to learn how this industry really works and why we are different.

VIDEO CONTENTS: – Beware of companies that offer “credit repair”, “debt settlement” or others… —- Video about why this industry is a scam and everyone else sucks.

Three pieces of advice:

1. Stop listening to influencers about credit repair. Most have no clue what they’re talking about and are just recommending whatever product gives them the highest commision.

2. Stop using “AI” software that “automates” credit repair. Effective credit repair requires nuance, experience, and a real understanding of the law. “AI” softwares in the credit repair space are known for making lots of mistakes that end in either no results or bad results for the client.

3. Be wary of Credit Repair Organizations (CROs) of all types. This industry isn’t regulated properly, and as a result, the vast majority of credit repair companies are run by a people with zero understanding of how this industry really works (they watch a few YouTube videos and then call themselves experts). And then the rest of them are the big, “reputable” companies, but they’re only out to make money and have no interest in helping the Consumer at all – also, watch out for all the “free evaluation” offers – you’re just going to get a sales pitch!

The founder of Swift Credit Fix, Aaron Swift, has been a Consumer Protection Attorney for over 15 years. Him and his legal team have succesfully litigated over 1,000 lawsuits against credit reporting agencies (Equifax, Experian, TransUnion, Innovis), as well as countless first and third party collectors, making one him one of the top litigators against credit reporting agencies in the country.

And after years of witnessing credit repair companies doing absolutely terrible work (due to incompetence, bad intentions, or both), him and his team finally decided to create their own credit repair service.

You can learn more about Aaron and his team in the About Us tab.

Yes, you read that correctly. Why?

Because while we are doing credit repair for you, we are also looking for potential lawsuits.

And in most cases, credit reports have errors that can be sued over.

So how does this work?

If during the credit repair process we find issues that can be sued over (and we very often do), we will transfer your file to the Consumer Protection law firm we are partnered with (only after your approval, of course).

The Consumer Protection law firm we are partnered with is Swift Law North.

Note: the identification of potential lawsuits and subsequent transfer of your file is a service we provide FREE OF CHARGE!

Then the law firm will sue on your behalf. They operate on a contingency-fee basis which means no out-of-pocket fees or costs.

So if they lose (this is rare – their win-rate is over 99%) you pay nothing and if they win, the opposition pays the fees and costs. In other words: RISK FREE.

Note: If your file gets transferred to the law firm, you will still get the credit repair results we offer at Swift Credit Fix (at no additional cost) – PLUS MORE!

If you say yes, this process will result in:

1. The best possible outcome for your credit reports. This is because a law firm has more power than other types of entities in these situations. They will negotiate debt forgiveness, forever tradeline deletions, and more.

2. Money in your pocket! Yes, the companies that made errors on your credit reports will pay you for their mistakes. Please note that these settlements sometimes result in up to six-figures in your pocket!

And even if your situation doesn’t qualify for litigation, we still offer the best credit repair possible.

If you are dealing with any of the following issues (which are considered major violations), we MAY be able to refer you to the law firm directly:

     1. You are the victim of Identity Theft of Fraud.

     2. Your credit report is Mixed or Merged with someone else’s.

     3. Your credit report lists you as Deceased.

If any of those describes your situation, please message us directly through the Contact tab.

The Consumer Protection law firm we are partnered with is Swift Law North.

• Please note that these types of cases can be worth potentially hundreds of thousands of dollars in your pocket!

• Swift Law North represents most consumers on a contingency-fee basis, so you will never pay out-of-pocket fees or costs.

Next read about Our Process.